The workplace can present many hazards opportunities for your employees. Numerous factors can cause accidents, ranging from overexertion to mishandling of hazardous materials. There are a multitude of variables that can contribute to or influence a workplace incident, and understanding them is the first step to preventing these accidents for your team members.
Stress & Fatigue
Stress is one of the leading causes of death. It affects the human body in every facet imaginable, bringing about physical health issues. Stress can foster negative effects physiologically, emotionally and mentally, and hinder any worker. It is essential to encourage a supportive team environment.
Failing to take a break is a common cause of accidents. In order to recover from grueling labor, it is essential that employees take adequate breaks. Not doing so can lead to many physical issues, including atrophy and general exhaustion. The results of either of these can be far more devastating than taking a 10-minute breather.
Trips and Falls
Slick floors and high-traffic corridors can cause a trip or fall. Improper footwear may also contribute to these accidents, which can result in harmful injuries.
Many employees are prone to sprain, strain or tear a muscle by virtue of lifting an object that is too heavy for them to lift on their own. Encourage that they ask for help with objects that are difficult to lift.
On exceptionally hot summer days, failing to drink adequate amounts of water can cause heat stroke or cardiac conditions. Management should stress the importance of proper hydration and rest, as it maximizes the efforts of personnel.
Hazardous Materials & Violence
Improper handling of hazardous materials or failure to wear personal protective equipment causes accidents in the workplace. Also, violence among co-workers has become common in the workplace. It is usually brought about by office politics. Ensure that the workplace environment is healthy and free from any damaging feelings.
A commonly overlooked exposure for companies who employ mostly office workers is the potential injury to employees while driving their own vehicles on company business. This could be as simple as an employee driving to a sales call, to the bank or office supply store.
How to Protect Your Business
It is in your best interest to obtain Workers' Compensation insurance (sometimes referred to as workman's comp insurance), as it pays for medical care and physical rehabilitation of employees injured at work and helps to replace lost wages while they are unable to work. This policy helps protect you from being sued by an injured worker.
Workers' compensation insurance can help your business find complete solutions to your unique protection needs, solutions that create safer and more productive workplaces, more confident and secure workers and overall savings you'll see on the bottom line.
Coverages to look for include:
Innovative payment systems
Medical disability case managers
Utilization management nurses
Certified life care planning nurses
Vocational rehabilitation consultants
Physician consulting services
Contracts with medical network providers
Managed prescription drug program
About Integra Insurance Group
Integra Insurance Group is one of Arizona’s leading independent insurance agencies. Located in Peoria, Integra has provided reliable insurance services to families and businesses for many years. We work tirelessly to provide our clients with the best insurance coverage at competitive rates, all with personalized customer service. To learn more about what we can do for you, give us a call today at (623) 322-5955.